Loan Rates
Rates Effective: February 6, 2012
Residential Mortgage
Please contact us for current rates
Home Equity Line of Credit
| Term | From | To | Interest Rate | APR |
| 10 year term (4.50% floor) | $10,000 | $99,999 | Prime plus 1.00% | 4.50% |
| 10 year term (4.50% floor) | $100,000 | $499,999 | Prime plus 0.50% | 4.50% |
| 10 year term (4.50% floor) | $500,000 | $999,999 | Prime plus 0.25% | 4.50% |
*Offer applies to new home equity customers only. The Annual Percentage Rate (APR) is a variable rate based on the highest Prime Rate in the Money Rates section of the Wall Street Journal (the "WSJ Prime"). The maximum APR for all credits is 20%. Consult your tax advisor about the deductibility of interest. Purchase of Property insurance is required. Offer applies to line secured by owner-occupied, one to four family residences located in the state of Illinois. Making just the required monthly payment of interest only will not reduce the principal balance of the loan and will result in a balloon payment equal to the sum of all advances when the loan matures.
Other Loans (Construction, Overdraft Protection, Auto, Debt Consolidation)
Contact us for current rates.
