Loan Rates

Rates Effective: March 1, 2010

Residential Mortgage

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Home Equity Line of Credit

 Term  From  To  Interest Rate  APR
 10 year term  $10,000  $39,999  Prime plus 1.00%  4.50%
 (4.50% floor)  $40,000  $99,999  Prime plus 1.00%  4.50%
   $100,000  $499,999  Prime plus 0.50%  4.50%
   $500,000  $999,999  Prime plus 0.25%  4.50%

*Offer applies to new home equity customers only. The Annual Percentage Rate (APR) is a variable rate based on the highest Prime Rate in the Money Rates section of the Wall Street Journal (the "WSJ Prime"). The maximum APR for all credits is 20%. Consult your tax advisor about the deductibility of interest. Purchase of Property insurance is required. Offer applies to line secured by owner-occupied, one to four family residences located in the state of Illinois.

Other Loans (Construction, Overdraft Protection, Auto, Debt Consolidation)

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